f that! But wouldn't you find it degrading if your husband controlled all the money and you got a cash allowance on the 1st and 15th. That was to buy groceries etc. I feel bad for them, I've only known 2 women where this is the case but still. Can you imagine having to ask your husband for for $$. It's one thing to budget but to be treated like this. I don't think so!
what about the guys who are given an allowance? i hear of it quite a bit. how is it any different? its them going to work every day and then their wives controlling all of the money that the man makes...i dont think thats right either...i think it should all be 50/50 or at least one to the finances but the other know exactly whats going on with the money and both have access to it. imo
LOL that's how my husband and I do it. I don't ask though, I tell him I need $ & he transfers it into my acct. He is much better at budgeting so he just takes care of it all. Maybe your friends are also bad at budgeting and their husbands don't want to be in debt or broke? I do agree that it isn't ok to control $ as way to control a person or relationship though.
My husband gives me so much from his check every pay day just for the kids and I . But thats fine I have and make more so its kool with me he pays the house bills I pay my car, and we keep our money somewhat separated .
I actually preferred it to be that way until recently. I have taken over the finances but only because he's too sweet and will spend too much on me and the kids rather than adding to savings.
i have a girl friend who she and her husband have completely seperate accounts...he makes the house payment with his bah money and pays his own bills and still has money left over each paycheck...she has a good job (prolly makes more than he does being a ssgt) and she pays her own bills, yet she's always asking him for money cuse she never has any...when one has no since of budgeting or saving and just blows thru money like its toilet paper, i can understand giving an allownace to one.
i pay all the bills. We have a joint account and use are cards as we please on small things. We always talk before a big purchase. Omg if something happened to me my husband wouldnt survive haha I email him a budget every paycheck to let him know where money is going and whats being saved. But idk if he even pays attention to it.
My husband and I give ourselves an allowance, well I decided to do it but it works for us. We pay all of our bills and then I take out $100 and we split it for the two weeks. We can spend it on whatever we want. It's our fun money. I just started this and I really like it. Before we would spend money out of the wazoo and have nothing left and it sucked. Now going this route we already have a little savings going on :-)... Oh and I forgot to mention that, the $100 doesn't include money for gas, that comes out of the acct like a bill. The $100 is fun money.
Murphy, we do the exact same thing. We each get 10% of our pay to spend on whatever we want. We have a joint checking for bills, and a joint savings that we put the leftovers in.
My husband and I don't have joint accounts. He's horrible with money and that's basically why. I have control of both accounts and I calculate all the bills then transfer what I need over and then pay all the bills. I give myself an 'allowance' here and there too lol. But its mainly so we can save. He doesn't have access to my account.
I personally dont understand married couples that have separate accounts. I view it as you are a married couple and whats his is yours and whats yours is his. I have a business account but only because I want to see what kind of profit Im making.
And for those that are not on the accounts at all, now that just blows my mind. Its almost like your husband doesnt trust you and if thats the case you shouldnt be married.
I get that anything could happen so some prefer separate accounts but I just dont choose to be so paranoid. Maybe I should be since I have been divorced before LOL but ehhh to each their own.
We have separate savings accounts because when we got married I had more money than he did from inheritance & insurance money and thats my mula only just like his bonus is his and I didnt ask for a dime . But in case of an emergency I would help him with whatever I have .
We both control the money and both consult each other before we make purchases. I do make up the budget, only because my husband doesnt want to deal with it. lol.
My hubby and I have been married for 8 years and we still have sep accounts. His money in his account is his for whatever he needs and the money in my account goes towards bills and everything else. It works great this way because it teaches him the essential skill of money management that he lacks.
We have a joint account and I pay all the bills. So I would go insane. If we are going to spend more than a little other than that we check with the other to make sure it is ok.
f that! But wouldn't you find it degrading if your husband controlled all the money and you got a cash allowance on the 1st and 15th. That was to buy groceries etc.
Not sure if this has been said yet, but a lot of women do this and give their husband an allowance for lunch, etc.
I personally think it's ridiculous when a single person controls all the money. But if it's something that both parties are in agreement upon, who am I to judge? My husband and I fortunately don't ever fight about money. We fight, just not about that. We are both considerate of one another and don't overspend, so it works. We've always shared money, even when dating. It was never you pay this time I'll pay next time or anything like that. But every couple is different.
My hubby and I have been married for 8 years and we still have sep accounts. His money in his account is his for whatever he needs and the money in my account goes towards bills and everything else. It works great this way because it teaches him the essential skill of money management that he lacks.
Maybe I am misunderstanding. How does you paying the bills and him being able to blow his money on whatever teach him money management? Not trying to be snotty, just confused.
Not sure if this has been said yet, but a lot of women do this and give their husband an allowance for lunch, etc.
true, now that Im doing the finances my husband said give me a gas and lunch money amount and Ill be good. Of course if he wanted to buy something hed say hey I want this so can we afford it and Id let him know.
I personally dont understand married couples that have separate accounts.
We have separate and joint accounts with multiple banks. He likes it because he hates the idea of buying me presents and me knowing that he bought me something at store XYZ.
P.S I check our bank accounts more than once a day so I'd know, lol.
We have separate and joint accounts with multiple banks. He likes it because he hates the idea of buying me presents and me knowing that he bought me something at store XYZ.
P.S I check our bank accounts more than once a day so I'd know, lol.
this too makes sense lol. I transfer money over to my business account when I buy him presents lol
I personally dont understand married couples that have separate accounts.
We have separate and joint accounts with multiple banks. He likes it because he hates the idea of buying me presents and me knowing that he bought me something at store XYZ.
I get the seperate accounts thing. The only time I have 100% control of the money is during deployment or long underways. And that is because my husband isnt home and doesnt know whats going on. With that said I've only had to say "no" to my husband once or twice in 10 years of marriage while he was gone. I also do not blow money. I am seriously the biggest cheapa$$ on the planet. lol.
Maybe I am misunderstanding. How does you paying the bills and him being able to blow his money on whatever teach him money management? Not trying to be snotty, just confused.
It's basically an allowance...he has to use that entire deposit for the whole month so when he is out he is out. It actually works rather well because he has become more mindful of his money, it sounds increadibly mean but some people just can not figure finances out at all.
BTW, We have access to each others personal accounts as well if we wanted to be nosy. I keep tabs on his while on deployment to make sure nothing fishy is going on since he normally doesn't have internet.
We are very open and honest about our $$ (we both bring in income) so we've never had a problem.
We have separate and joint accounts with multiple banks. He likes it because he hates the idea of buying me presents and me knowing that he bought me something at store XYZ.
P.S I check our bank accounts more than once a day so I'd know, lol.
my husband has never been able to surprise me on my birthday or any other holiday for that reason, lol!
He makes the money and I pay the bills, budget, etc. We both spend freely, but if it's a big purchase we consult each other first.